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Audubon Angle Newsletter

Audubon Angle Newsletter
January 2023 Issue

Scholarships

January 2nd ~ March 17th AFCU will be accepting applications for our $1,000. Lambert Cecil and Charles Maglinger Scholarships. You may email cindy.tong@audubonfcu.net for them or stop by and pick them up. Recipients will be notified in April.

COMING SPRING 2023!

Digital Wallet and in-house debit cards!
You’ll soon be able to pay with the convenience of your phone!
And waiting for that Debit Card to arrive in the mail will be a inconvenience of the past, as we will soon be able to create them In-House!
How Great is that? Watch your AFCU facebook page and text for updates on both.

YOUR OPINION MATTERS!

Our Members don’t close their accounts because we don’t offer a service, they inform us they NEED a service, because if they need it, other Members probably do also. Our Members are Owners, they let us know what is needed to keep us as everyone’s Primary Financial Institution! So, any needs or thoughts you have to make us better, send them to cindy.tong@audubonfcu.net

Note from Jessica Higdon, Your CEO

Worried, concerned about the economy, the recession, or your finances?

Recessions come and go; American’s have experienced 13 of them since the end of WWII. Each has been followed by a time of growth. That said, our goal is for you not to live in fear or anxiety over this. A plan will help, and AFCU is here for you.

To help weather this recession.
  • Start an Emergency Fund if you haven’t already. If you have, consider if you need to deposit more into it.
  • Pay Down Debt! We are not talking about your mortgage or automobile necessarily; do you have consumer debt? Credit cards? Buy now pay later loans? A line of Credit? These unnecessary debts need to go as quickly as possible.
  • Budget! Budget! Budget! It can’t be said enough, you need to have a plan for where your money is going and Know where it is going, or you will never get ahead!
  • Stick with your investment plan, don’t let fear cause you to make a mistake. Speak with an Advisor for clarity.
  • Concerned about a cut in hours or job loss if the recession continues? Or just want to be able to put more money back? Consider a side job or way to earn money online. AFCU has posted information regarding this on your AFCU Facebook page multiple times. This extra stream of income may help alleviate your concerns. You may also feel it could fill in the gap if your hours are cut.
Keep in mind, Audubon Federal is here to help you. If you have a loan with us, we offer Skip-a-Pay. Consumer debt, come see us, we may be able to combine that debt at a low rate with a payment lower than all of them combined! While also giving you a payoff date! Unlike those credit cards that could drag on for years!

If you need assistance, have questions, give us a call. You might be surprised how we can help. Wouldn’t it be nice to leave here with some peace of mind?

Jessica Higdon, CEO

Are You Happy With Your Other Financial Institution?

Please consider if you are happy with whom you are using for your primary financial institution. Do you trust them to put you and your family first? Do you feel like they are trying to sell you something to meet quotas and goals? If you are not 100% happy there as a customer, consider shifting over to AFCU where our sole purpose is to take care of Members and their family — we’re about “People Helping People”, about you meeting your financial goals, not about profit for the corporation and already wealthy investors!

Board of Directors


Audubon Federal Credit Union is here today because twenty people had a vision and banded together with one purpose in mind; to serve their fellow employees.

Credit Unions are not-for-profit cooperatives owned by their members, with a Board of Directors who oversee the operations – not a highly paid group of outside stockholders. This unique philosophy is what sets your credit union apart from other financial institutions and, without a volunteer Board of Directors, we would not be able to provide low-cost services.

Audubon Federal’s Board of Directors and Committee Members represent the interests of you, our member-owners, and work with the management team to improve your financial quality of life.

If you would like to be more involved with your credit union and have a strong desire to help Audubon Federal Credit Union continue to grow and succeed, we encourage you to apply for a position on a Committee or on the Board of Directors each January as we prepare to elect new volunteers before term limits are up.

Our Current Board of Directors for April 2022 ~ April 2023.
You are welcome to contact them at any time with questions, suggestions or comments.

  • Eddy McFarland ~ Chairman
  • Don Stroud ~ Vice Chairman
  • Ed Ricke Jr. ~ Secretary
  • Tim Goff ~ Treasurer
  • Paul Mattingly ~ Member
  • David Hawes ~ Member
  • Elizabeth M Belcher ~ Member
If interested please contact Jessica.higdon@audubonfcu.net or give her a call at 270-685-3487. We are always pleased to see you if you’d like to stop by.

Do You Honestly Know Where You Stand Financially?

Financially Fit Without a clear financial picture, trying to move forward financially could end up being a heartbreaking experience.

Your first step is to go over your credit report at freecreditreport.com, and we mean go over it with a fine-tooth comb, not glance at it! Your financial security may depend on this! (We hope you never experience what we mean by this.)

If you’d like someone to go over it with you or you have questions or concerns after seeing it, call us, we will not charge you a penny. Member or non-member.

270-685-3487 to call or text. Or email cindy.tong@audubonfcu.net.

If you work with Teresa or Sarah regularly, they too will be happy to help with this.

Follow us on Facebook

Audubon FCU office building and sign
Not only can you keep up with what’s going on at Your Credit Union on the facebook page. We also have contest or drawings you can enter.

PLUS, we’d love for you to send us photos of your children, pets, family, remodel job, vacations photos, for not just use on our facebook page but we may even use them in the quarterly newsletter, website, and branch TV screen. Your kids will be thrilled to see themselves on our media sights!

Please email your photos to cindy.tong@audubonfcu.net. If you have any questions or concerns, call Cindy at 270-685-3487.

Facebook

Send Us Your Photo!

Camera Get us your photo and we may be able to use them on our website. Send to Cynthia at cindy.tong@audubonfcu.net
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