About Us
History of Audubon Federal
Audubon Federal Credit Union was created in 1956 by ten of Owensboro’s Firefighters and ten Police Officers. Many of which served not only on our Board of Directors but also as our CEO for decades. We were originally established under the name Owensboro Employees Federal Credit Union.
In 1988, the Members voted to change the name to Audubon Federal Credit Union, as we had changed our charter to serve multiple businesses and organizations in 1984.
In March of 2006, our first responders, always with community in mind, had our charter approved to a community credit union, thus making it possible to serve anyone who lives, works, attends school or church in Daviess Co. Included in this is anyone living in the same household or directly related to one of our Members.
Unlike most Financial Institutions, our Members aren’t just names in the system; they’re part of a legacy. We’re proud to serve families whose Grandparents were Members, and whose children and now Great Grandchildren continue the tradition today. This generational connection is what makes Audubon Federal more than just a bank ~ it’s a place to belong.
We invite you and your family to join us and experience the Credit Union Difference. A financial institution where your opinion matters, where Membership means ownership and the opportunity to be involved in your Credit Union.
As you explore our website, take notice we do not offer AI or chat box to speak with you, our Members do not view this as a “Modern Day Improvement,” when you contact us by text, email or by phone, a living, breathing, staff Member will be conversing with you, nor are they someone working from home, but a staff Member you can come to the branch and meet in person! Trust us when we say we believe you’ll be surprised by the care and attention you receive at AFCU.
Cynthia Tong CCUFC/Community Events
Membership Eligibility
Audubon Federal Credit Union is chartered as Daviess County, Kentucky’s community credit union. Meaning anyone who lives, works, or attends school or church in Daviess Co. is eligible for Membership.
If you have family who are already Members, you are also eligible to join AFCU, and once you become a Member, your family becomes eligible to join.
How to Join In Person or Online
You are welcome to visit us and open an account in person; we would be so pleased to meet you. We will need to bring your current driver's license with the correct address. If you are opening a Youth Account, we will need the original Social Security card. If you do not drive, we will take other forms of identification; please contact us for approved forms. You also have the option of filling out an application online. After you have filled the application out, one of our Member Service Representatives will contact you to confirm it is you, answer any questions you may have, and welcome you to AFCU. A savings requires a minimum deposit of $5.00. A Checking Account, although it has no minimum balance after 24 hours, does require a minimum deposit of $25.00. Once you receive your account number, you will need to fund your account within 3 days by: Transferring funds from another AFCU account if you are already a Member. Credit or Debit Card with one of our Member Representatives online or by phone. Cash or check in person (in-branch or at the drive-thru).